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DE-Mortgage Underwriter

Mount Laurel, NJ

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Description

The primary role of the Mortgage Underwriter is to review a mortgage loan application and supporting documents in accordance with stipulated guidelines (Fannie Mae/Freddie Mac and/or client and/or other investor) and to render a credit decision. This will include, but not be limited to, the following activities: Review asset documents and calculate assets Review employment details and calculate income Review credit report and validate liabilities and credit-worthiness Review the sales contract Review mortgage insurance Review appraisal and perform compliance checks Notate any required credit and/or closing conditions and subsequently review and sign off on them When the documents/information are received/reviewed, issue a final approval, ‘Clear to Close’ or adverse action on a loan Update the LOS with all required/pertinent information Maintain a strong relationship with the processing team, our clients, and loan originators as you work together to evaluate a deal. Must have DE and able to underwrite on FHA, VA, and State Bond Programs REQUIRED CHARACTERISTICS OF OUR IDEAL CANDIDATE Adaptability and Candor: You will be working with some of the newest technology in the mortgage industry. As it evolves, we will ask you for your feedback to improve our products. Ability to perform quality work and adhere to timeliness standards established by management. Proactive, energetic and resourceful. Strong attention to detail and organization, and ability to develop an in-depth understanding of the products/programs of our clients. Own It: We vow to keep ourselves accountable. When we make mistakes, we don’t pass the blame. We make it right. Little thing matter over the years we’ve learned that it’s the small changes that produce big results. EXPERIENCE Minimum of 5 years underwriting experience in a front-line origination production environment. Understanding and applicability of recent regulatory changes is important. Strong computer skills.

Job Requirements

Mortgage Underwriter is to review a mortgage loan application and supporting documents in accordance with stipulated guidelines (Fannie Mae/Freddie Mac and/or client and/or other investor) and to render a credit decision. This will include, but not be limited to, the following activities: Review asset documents and calculate assets Review employment details and calculate income Review credit report and validate liabilities and credit-worthiness Review the sales contract Review mortgage insurance Review appraisal and perform compliance checks Notate any required credit and/or closing conditions and subsequently review and sign off on them When the documents/information are received/reviewed, issue a final approval, ‘Clear to Close’ or adverse action on a loan Update the LOS with all required/pertinent information Maintain a strong relationship with the processing team, our clients, and loan originators as you work together to evaluate a deal. 

5-7 years of DE Underwriting Experience

Front Line Production

DE and SAR required

Calyx Point, Word and Excel.

 

 

 

 

 

 

DE, SAR Underwriter needed with 5-7 years of experience

Calyx Point, Word and Excel

This is full time direct hire role.

Apply Now