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Underwriter (Mortgage)

San Diego, CA

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Description

We are seeking a Mortgage Underwriter for a bank in San Diego who is responsible for underwriting conforming and non-conforming residential mortgage loans in compliance with secondary market requirements to include Fannie Mae, Freddie Mac and investor overlays.

Summary:

Must be able to responsibly underwrite conventional real estate loan types to include home equity loans, refinance loans and purchases. Underwriting staff is responsible for clearing conditions and reviewing conditions with processing staff. Maintains an in-depth knowledge of the bank's products and services as well as regulations and compliance issues both state and federal.

 

Job Requirements

Experience:

  • Minimum of 3-5 years’ experience Underwriting Residential loans
  • Advanced knowledge of FNMA & Freddie Mac underwriting and appraisal guidelines.
  • Must have experience analyzing financials and tax return analysis
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