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Underwriter-Gov't

Doylestown, PA

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Description

90Responsible for accepting and processing loan applications and providing appropriate disclosures. Underwrites and presents to loan committee conforming LP Accept loans. Responsible to pre-underwrite non-conforming and conforming loans with LP Reject and submit to Sr. Underwriter or Senior Vice President for review and presentation for final determination by the loan committee. Makes approval decisions for Equity Loans/Lines that are Reduced Doc up to $100,000. Responsible for submitting declined loans to the Sr. Underwriter or Senior Vice President for final determination by the loan committee. Handles most pre-qualifications from inquiry process through approval/declination. Maintains supply of ALL application packages for all the stores and lending department. Exercises independent judgment when making underwriting and approval decisions. Principal Duties & Responsibilities: • Handles applicant inquiries for loan product information and mails/faxes appropriate application packages for purchase, pre-approvals and refinances to applicants. • Sets appointments and takes loan applications. • Enters residential loan information for all loan products (purchases, refinances, pre-approvals, fixed equity loans and equity lines of credit) into mortgage software program. • Puts all loan application files together. • Processes all loan applications. • Sends applicable disclosures to borrowers within the specified time frames for same. • Orders appraisals, property searches, flood certifications, title insurance, pulls and reviews credit reports and mails/faxes any needed verifications; tracks receipt and non-receipt of ordered documentation (e.g. Appraisals, Credit Reports, Flood Certifications, Property Searches, Title Insurance, Verifications). • Verifies and updates information received into the mortgage software program. • Communicates with all parties involved via phone, fax, letters, e-mail to obtain any missing information/documentation. • For non-confor

Job Requirements

Local #1 Top Rated Bank in PA is looking for an experienced Underwriter.

Great Culture, Awesome team and Great Benefits.

4-6 years of front line Underwriting experience

Experience with Purchase Loans, Refinance, Fixed equity Loans and equity lines of credit.

Government Underwriting a plus.

Encompass a must.

This is a remote role.

 

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